Toyota Auto Finance Center at Toyota of Pharr | Loans & Leases
Toyota of Pharr takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Should You Lease Your New Toyota of Pharr Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Toyota of Pharr can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Lease or Finance a New Car at our Toyota Dealership Serving Pharr, Edinburg, Harlingen, McAllen, Mission TX and Brownsville TX
Here at Toyota of Pharr, it's our singular mission to help you find a vehicle and price that fits your driving needs, budget and personality. Whether you choose a new Toyota or used car, our Auto Finance Center will make it easy for you to determine a lease or loan solution that gets you behind the wheel of your chosen vehicle!
We know that searching for a new car is hard enough without worrying about the intricate financial details. Thankfully, our auto finance team will be happy to guide you throughout the financing process from vehicle trade-in to driving off our lot. We'll highlight the benefits of financing and leasing before helping you secure a low interest loan or competitive leasing rate. We just won't rest until you've taken the keys to your preferred car at a budget-friendly price tag! Check our our current financial incentives, specials and Toyota lease offers in Pharr every month. Or learn more about the benefits or a Toyota lease near Harlingen or McAllen.
Now, our seasoned professionals will cross all the "t's" and dot the "i's" to fast track the purchasing process. Needless to say, you certainly don't want to spend your free time filling out excessive amount of paperwork. Take advantage of our auto financing expertise and you'll be hitting the road in your new car in a matter of minutes. Start the financing process right away by visiting us in Pharr where we'll be happy to address your questions and concerns and get you set-up for a test drive.
Your privacy is important to us.
Toyota of Pharr takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Toyota of Pharr
1625 W Interstate 2
Pharr, TX 78577
- Sales: (956) 815-2285
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